Start Looking for a Home

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01/06/2009 14:33:38 PM

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Get Pre-qualified

The first step is to find the best San Diego mortgage for your needs. One great way to do this is to simply use the pre-qualified form to tell us the type of loan you want and let multiple San Diego lenders compete to offer you the lowest mortgage rate.

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Education Center

Start Looking for a Home

You're prepared and ready to purchase a home. Now it's time to go out into the market place and find it. Will you use a real estate agent to help you look, or will you look on your own?

For practically everyone, it's worthwhile to use a real estate agent. The benefits of using an agent are numerous.

Advantages of using a real estate agent

A good agent builds a career by creating repeat customers and earning referrals. To that end, she does everything possible to make your home-buying experience as pleasant as possible. An agent is expert in her market. She knows (or can find) everything you want and need to know about the community.

An agent will:

Arrange access to homes for you to preview
Accompany you on your tour of homes
Research the neighborhood, including market values
Draft the offer to purchase
Negotiate with the seller
Arrange inspections
Abide by all local, state and federal laws
Help you obtain financing
Review all closing documents for correctness
Follow up after closing to make sure you're move-in is accomplished smoothly

Finding and keeping a good agent

Finding a Real Estate Agent whom you can trust and enjoy working with may require some effort. When you find the right person, stick with them. Give them the same respect and consideration you would expect. When an agent knows that they have your loyalty, they will do their best job for you.