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The first step is to find the best San Diego mortgage for your needs. One great way to do this is to simply use the pre-qualified form to tell us the type of loan you want and let multiple San Diego lenders compete to offer you the lowest mortgage rate.

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Negotiating tips for a better price

Negotiating tips

Once you've decided on a house that's in your price range you have to decide whether to pay the seller's asking price or negotiate for a better price. There are several things you should consider if you want to negotiate a better price:

The sales price on other comparable properties in the area.
What neighborhood the home is in.
The number of people making offers.
Whether it's a buyer's market (houses are plentiful and the buyer has the advantage) or a seller's market (houses are scarce and the seller has the advantage).
Why the sellers are selling.
Have the owners already found and bought another home.