Get Pre-qualified

The first step is to find the best San Diego mortgage for your needs. One great way to do this is to simply use the pre-qualified form to tell us the type of loan you want and let multiple San Diego lenders compete to offer you the lowest mortgage rate.

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Fixed Rate Mortgages in San Diego

Fixed rate mortgages

You pay a predetermined interest rate for the duration of the mortgage. You generally have a choice of a 15- or 30-year mortgage (though terms may vary to meet your needs). You pay more interest over the term of the 30-year mortgage but your monthly payments are lower. With the 15-year mortgage, you have higher monthly payments but you build up the equity in your home much sooner. Learn which rate is better for you: fixed or adjustable.